Interview with Carlo Saccone, Chief Technology Officer

In this third round of interviews with the Yeldo team, we gain insights from Carlo Saccone, our Chief Technology Officer. Discover his thoughts on innovation, processes, tools, and the fundamental role of people.

What is your role at Yeldo and which are your main activities?

As CTO, I oversee and coordinate the company’s technology department, which includes our internally developed IT services as well as the hardware and software tools Yeldo relies on. We design technology infrastructure, cloud architectures, and various digital services.

A key aspect of my role is the development of proprietary software, an extensive ecosystem of products. Technology has been a core part of Yeldo’s vision from the very beginning, so we’ve aimed to build our own tools whenever possible. This gives us a competitive advantage in terms of speed and flexibility.

I also focus on managing and mentoring the IT team, with a strong emphasis on training junior professionals.

How does your department contribute to the company's overall strategic vision?

Our strategy is built on a long-term vision that blends business and technology, an inseparable connection that has existed since Yeldo’s foundation. The company needed an integrated platform built from scratch, which is why I joined right from the start.

Technology plays two key roles: it serves as both a facilitator and an enabler. On one level, it provides essential tools for work, data management, and real estate project evaluation. But on a deeper level, it also helps generate business value.

We continuously build and refine tools that empower our team, making processes more efficient. In return, these tools collect valuable data and insights, which we analyze to improve operations, automate tasks, and enhance decision-making. This creates a self-reinforcing cycle: the more data we collect, the more we can optimize and innovate.

A concrete example of this impact is in productivity and efficiency. A few years ago, an operations team member might have managed one real estate project per month. Thanks to both process improvements and the dedication of our team, we can now manage multiple projects simultaneously. Our goal is to ensure that our technology continues to enhance and sustain this progress in the medium to long term, reducing the effort spent on repetitive tasks and allowing people to focus on their most valuable contributions.

We talk about fintech, regtech, AI, etc. But what is the role of technology in Yeldo's business and in real estate investment in general?

Technology in this space has a dual role—one tied to the past and present, and one looking toward the future.

In terms of the past and present, regtech is crucial. Real estate is heavily regulated and bureaucratic, with complex local and international legal frameworks. At the same time, today’s users expect seamless digital experiences. In the past, people were more accepting of slow, complex processes. Now, they demand both speed and security.

Regtech allows us to streamline traditionally slow bureaucratic procedures, ensuring compliance while improving efficiency. For example, at Yeldo, we’ve integrated digital underwriting and developed efficient, fully digital capital-raising mechanisms. We also leverage technology to support financial due diligence, balancing automation with the industry’s need for human expertise.

Looking ahead, the future belongs to AI. We are actively working on integrating AI with our existing infrastructure and services. Our goal is to create intelligent systems that not only process data but also learn from it, gaining increasing autonomy while maintaining the high-quality standards Yeldo is known for. This is a delicate balance: we want to enhance efficiency without compromising the trust and reputation we’ve built in the market. The challenge is to ensure that our AI-driven tools make smarter, faster decisions without disrupting the integrity of our products and services.

You have been one of the longest-serving figures at Yeldo. What has been the most interesting challenge the company has faced in recent years, and how has it been overcome?

And how do you see Yeldo growing and evolving in the coming years?

One of the most significant challenges has been defining the financial structure of our products. We identified a clear market demand—real estate developers needed capital, and there was a population of investors eager to provide it. The challenge was bringing these two sides together in a way that met the needs of all stakeholders.

We had to balance multiple factors: the speed developers required for decision-making, the need for a regulatory framework that ensured security and compliance across different jurisdictions, and the ability to cater to both institutional and private investors.

Overcoming this challenge required two key elements. First, strong leadership and persistence—management never lost sight of the goal, driven by clear market demand. Second, assembling the right team: competent, resilient professionals who saw setbacks not as failures but as opportunities to gather insights and refine our approach.

Looking forward, Yeldo’s next challenge is twofold. On one hand, we need to continue optimizing our internal processes and self-improvement mechanisms. On the other, we are transitioning from a pioneering startup into a more structured, institutional company—without losing the agility, innovation, and growth mindset that define us.

Please mention the aspect you love most and most challenging aspect of your job

The most challenging aspect is people management. On the surface, we live in a world that values hyper-competitiveness and performance, but working in a startup is an entirely different challenge. It requires ambition, resilience, and the willingness to go through the demanding journey of building something from the ground up. Unlike in a well-established company, there’s no clear, linear path—you have to constantly question the status quo and push for better solutions.

Reaching ambitious goals requires both personal and professional growth, which isn’t always easy. It takes trust, commitment, and a shared vision.

On the other hand, what I love most about Yeldo is its culture. I’ve worked in many different technology environments—large corporations, startups, consulting roles—but Yeldo stands out for how it encourages personal initiative. It’s a place where talent and expertise are truly valued, and where contributions are recognized.

Another incredible aspect is the creative freedom I’ve had here. When I joined, everything was a blank slate. Management trusted me to shape the company’s technological approach, and that level of autonomy has been invaluable. I’ve been able to experiment, innovate, and continuously invest in learning—not just for myself, but for my entire team.

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